A Pennsylvania Senate Bill has been proposed that would significantly restrict the number of debt collection calls that can be made. The bill, which is now under review by the Consumer Protection & Professional Licensure Committee, would limit the total number of times a debt collector can communicate with a debtor by telephone to three such communications. The proposed language reads as follows:
(b.1) Limitation on telephone contacts with consumers.—
(1) It shall constitute an unfair or deceptive debt collection act or practice under this act if a debt collector or creditor communicates with a consumer regarding a debt more than three times by telephone.
(2) Nothing in this subsection shall be construed to prohibit a debt collector or creditor from communicating with a consumer regarding a debt on a fourth or subsequent time by another form of communication, other than telephone.